Accountant
About ONE
ONE is on a mission to help people live healthier financial lives. We’re doing this by creating simple solutions to help our customers save, spend, and grow their money – all in one place.
The U.S. consumer today deserves better. Millions of Americans today can’t access credit, build savings or wealth, and are left to manage their financial lives through multiple disconnected apps. Almost a quarter of U.S. adults are unbanked or underbanked and roughly 80% of fintech users rely on multiple accounts to manage their finances.
What makes us unique? We are backed by a preeminent fintech investor (Ribbit) and the world’s largest retailer (Walmart), maintain the speed and independence of a startup, and employ a strong (and growing) collection of world-class talent.
There’s never been a better moment to build a business that helps people live healthier financial lives. Come build with us!
The role
As a Loan Accountant, you will be responsible for maintaining the books and records of our credit related revenues, provisions and expenses. This includes building a well controlled process and ensuring US GAAP compliance. You’ll have a huge impact by designing and implementing new processes and controls to help the company mature and scale.
This role is responsible for:
- Performing daily and monthly loan accounting processes, loan balance / GL reconciliation, amortization review, and reporting functions
- Supporting month-end close functions including submitting of journal entries, account research and reconciliations
- Working with valuation specialists to periodically fair market value assets
- Managing and updating valuation models on an ongoing basis
- Reviewing financial results and performance of monthly / quarterly variance analysis
- Preparing supporting documentation to assist in the preparation of annual financial statements
- Assisting with internal and external audit requests
- Supporting various business projects and initiatives impacting Loan Accounting
- Interacting with various departments to resolve general ledger reconciling items
- Identifying areas in the organization with process improvement opportunities
You bring
- Bachelor's degree in Accounting or Finance
- 3+ years relevant Accounting experience in the financial services industry
- Licensed CPA is preferred
- Knowledge of relevant US GAAP accounting standards (Including but not limited to ASCs 326, 815, 460, and 606) and regulatory requirements
- Ability to identify process improvements and propose solutions
- Advanced knowledge of Excel and Google Sheets is preferred and basic proficiency in SQL or similar is a plus
- Strong reconciliation experience, attention to detail and understanding of controls
- Excellent communication (written and verbal), organizational, analytical and problem-solving skills
- Hungry, humble, and honest, with enthusiastic work ethic and acute professional curiosity
- An act-like-an-owner mentality. We have a bias toward taking action.
Pay Transparency
The estimated annual salary for this position ranges from $125,000 to $140,000. Pay is generally based upon the level, complexity, responsibility, and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.
Leveling Philosophy
In order to thoughtfully scale the company and avoid downstream inequities, we’ve adopted a flat titling structure at ONE. Though we may occasionally post a role externally with a prefix such as “Senior” to reflect the external level of the position, we do not use prefixes in titles like that internally unless in a position which manages a team. Internal titles typically include your specific functional responsibility, such as engineering, product management or sales, and often include additional descriptors to ensure clarity of role and placement within our organization (i.e. “Engineer, Platform”, “Sales, Business Development” or “Manager, Talent”). Employees are paid commensurate with their experience and the internal level within ONE.
Inclusion & Belonging
To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us. Email talent@one.app with any questions.
For additional questions around our interview process, please check out our Candidate FAQs.