Data Scientist
Credit Key’s mission is to deliver a superior business payment experience at B2B point-of-purchase. Our core product allows B2B merchants to offer buy-now-pay-later financing at ecommerce checkout.
About the Role
Credit Key is seeking a Data Scientist Manager to join our rapidly expanding team. The Data Scientist Manager’s primary responsibilities are in credit and fraud risk management along with analytics for Product and Marketing teams. This is a ‘hands-on’ analytics role with the ability to drive significant results and key insights while leveraging our unique mix of credit, transaction, and payment data. The ideal candidate will be able to independently dig deep into the data to solve challenging and fast paced business problems while also helping to build a leading risk management infrastructure and strategy.
What you'll do
- Develop, validate, and implement proprietary credit models using our unique data to drive the next phase of our risk strategy
- Create new strategies to identify and mitigate fraud risk across the credit lifecycle- from new applications, to real time transaction authorizations, to account management
- Propose, implement, and analyze testing to further enhance key features of our product including approvals, line assignment, pricing, and term lengths
- Work in a very cross-functional, fast paced environment with key stakeholders in Finance, Product, Marketing, and Operations.
- Partner directly with industry leading small business lending data providers to optimize use of existing and new data in our credit and fraud strategies
- Develop and execute credit and fraud risk tracking and credit bureau reporting.
Requirements
What we look for
- Bachelor’s Degree in STEM field. Master’s Degree preferred
- Prior experience with large complex time series datasets at a financial institution. Prior risk management and/or ML experience preferred
- Deep hands-on experience in data analysis (writing your own code) utilizing tools such as Python, R, SQL, Tableau, SAS, or equivalent
- Experience in financial modeling to determine business cost benefit results from A/B testing.
- A team player attitude with the ability to communicate clearly with both technical and non-technical stakeholders and handle ambiguity
Benefits
Why you want to work with us
- Unlimited Vacation. We hire adults and treat them as such. We are committed to an output-oriented, not butt-in-seat culture.
- Competitive Compensation Package
- Great Healthcare Benefits
- 401k Match
- 100% Remote. Flexible Work Schedule & Location.
- Work From Home / Internet / Cell Phone Stipend.
- Supportive. Highly collaborative team environment.